You know what you earn. Now you'll know how much you can spend today.
You record what you spend and Monevia does the maths. No bank connection and no ads.
You record in three taps. Or one.
Tap an expense and watch what you can spend today go down. On Android, when you pay by card, the bank's notification becomes an expense with one tap.
Spent today €27.90 · your guide is €45 a day
With Google Wallet, Samsung Wallet and banks such as BBVA, Santander, CaixaBank, ING or Revolut. The notification is read on your phone and never leaves it.
You're on day 22. Will you make it to the end of the month?
Each budget in blocks: what you've spent, the fixed payments still to come (rent too) and what you'll spend at this pace. If you're going to go over, you'll see it with eight days to spare.
What you pay each month, added up over the year.
A €4.99 charge goes unnoticed. Five together don't. Monevia adds up your subscriptions and warns you a few days before each charge, so you can decide before it arrives.
Tap a logo to see when it's charged.
The payment, and what the whole loan costs.
The same calculation the app uses: your price, your down payment, your term and your interest. Besides the payment, how much goes on interest and what share of your salary it would take.
How the payment is calculated, step by step (in Spanish) →- Loan
- €160,000
- Interest
- €78,300
- You'll pay in total
- €238,300
Your data, under your control.
With an account, your cloud copy is encrypted on your phone before it uploads, with a key only you hold: we can't read it. On your phone, it's encrypted with your PIN. No ads and no selling your data.
- We don't ask for your bank credentials.
- It works offline and you can use it without an account, only on your phone.
- End-to-end encryption, on by default for new accounts (on Android, with the next app release): AES-GCM with 256-bit keys. Keep your recovery code: without it or your devices, nobody can open the copy, not even us.
- With a PIN: key derived with PBKDF2 (600,000 iterations) and AES-GCM encryption with 256-bit keys.
- If you use the AI Advisor, the data in each question is sent to the model so it can answer you, and you can see it beforehand.
It's the same mode as the app: what you choose here is kept when you open Monevia.
This is how the app sees it once unlocked: a transaction from today.
Closed testing · Google Play
Try Monevia on Android before anyone else.
It's a test version: there may be bugs, so if you'd rather not enter your real data, use the sample data. What you tell us arrives in private, from Settings → Report a problem.
When you join, Google shares your email with the tester group; we don't use it for anything else.
Start with sample data. Delete it whenever you like.
Enter in local mode without giving your email, or create an account to sync across devices.